Legal

Terms of Service & Legal Disclaimer

Last updated: April 15, 2026

Read this first — the single most important clause

AIRA is an assessment platform and a marketplace that routes users to vetted human fiduciaries. AIRA is not a law firm, not a licensed Data Protection Officer, and not a certification body. Nothing produced by AIRA — including scorecards, risk ratings, peer benchmarks, remediation roadmaps, Trust Badges, evidence vault receipts, or conversational responses from the AIRA chatbot — constitutes legal advice or a formal compliance certification. If you are preparing a regulatory filing, board resolution, investor disclosure, contract representation, or any other document that a regulator, auditor, or counterparty will rely on, you must obtain a written opinion from a qualified attorney or an accredited Data Protection Officer before acting on any AIRA output. AIRA exists to help you understand the regulatory landscape, map gaps, and connect you quickly to the credentialed human who will sign the final opinion under their own professional accountability.

1. Who operates AIRA

AIRA (the “AI Regulatory Advisor” or the “Platform”) is operated by TAVARA Holdings (“TAVARA”, “we”, “us”). The Platform is accessible at aira.tavaraholdings.com. By using the Platform you agree to these Terms of Service. If you do not agree, do not use the Platform.

2. What the Platform does

The Platform provides three categories of service:

  • Assessments. Conversational and form-based self-assessments mapped against regulatory frameworks including the Philippine National Privacy Commission Advisory 2024-04, the Bangko Sentral ng Pilipinas Circular 1213, the European Union Artificial Intelligence Act (Regulation 2024/1689), and peer frameworks across the Asia-Pacific and European regions.
  • Scorecards and evidence artifacts. Output documents, trust badges, and evidence vault receipts that summarize the information you provide and present it in a format suitable for internal board review. These are informational summaries, not legal opinions.
  • Fiduciary marketplace. A curated directory of independently credentialed professionals (attorneys, accredited Data Protection Officers, model risk consultants, and board-certified directors) who accept engagements from Platform users. AIRA is an introducer and payment facilitator. Each fiduciary delivers their services under their own professional license and accountability.

3. No legal advice, no attorney-client relationship

Nothing on the Platform creates an attorney-client relationship between you and TAVARA, AIRA, or any affiliated entity. The Platform does not provide legal advice. When you engage a fiduciary through the marketplace, the attorney-client or advisor-client relationship is between you and that fiduciary directly; TAVARA is not a party to that relationship and does not supervise the fiduciary's professional judgment.

Regulatory interpretations evolve. Statutes, advisories, and circulars are amended; enforcement priorities shift. The Platform reflects the information available to us as of the timestamp shown on each assessment, and we do not warrant that any output remains accurate after its generation timestamp.

4. Fiduciary marketplace — how bookings work

Fiduciaries listed on AIRA submit applications and are reviewed by the TAVARA team for credential authenticity and jurisdictional scope. Approval of a fiduciary does not constitute a recommendation, endorsement, or guarantee of the fiduciary's work product. You are responsible for conducting your own diligence before engaging any fiduciary.

TAVARA receives a platform fee on introductions and bookings made through the marketplace. This fee is disclosed on each fiduciary profile. The fiduciary — not TAVARA — is the legal provider of any professional services you engage. Disputes about the quality, scope, or delivery of a fiduciary's work are between you and that fiduciary.

5. Your data

Information you submit during assessments is processed to generate your scorecard and recommendations. We describe data handling in detail in our Privacy Notice. You retain ownership of all information you provide. You are responsible for ensuring you have the authority to share any organizational or personal data with the Platform.

6. Acceptable use

You will not use the Platform to (a) impersonate another person or organization, (b) submit materially false information to obtain a scorecard, badge, or fiduciary engagement, (c) reverse-engineer the assessment logic or scrape the Platform at scale, or (d) represent any Platform output to a regulator, court, or counterparty as a legal opinion issued by TAVARA.

7. Limitation of liability

To the maximum extent permitted by law, TAVARA and its affiliates, directors, officers, employees, and contractors are not liable for any indirect, incidental, special, consequential, or exemplary damages arising out of your use of the Platform, including loss of profits, goodwill, business opportunity, or data. Our aggregate liability for any claim arising out of or relating to the Platform is limited to the amounts you have paid TAVARA in the twelve months preceding the event giving rise to the claim.

8. Governing law

These Terms are governed by the laws of the Republic of the Philippines. Any dispute arising out of or relating to these Terms or the Platform will be resolved through binding arbitration seated in Metro Manila, Philippines, except that either party may seek injunctive relief in a court of competent jurisdiction for the protection of intellectual property or confidential information.

9. Changes to these Terms

We may update these Terms from time to time. Material changes will be reflected in the “Last updated” date above. Continued use of the Platform after a revision constitutes acceptance of the revised Terms.

10. Contact

Questions about these Terms, including any request to exercise a data subject right, should be directed to the TAVARA care team at care@tavaraholdings.com.